Some people failed to really know what Bizum was. They thought that they had to obtain an application in lieu of making use of their bank's application.
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Usability: it is very simple to operate - all the things is linked to cellphone numbers, so you simply use your contacts.
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They usually chose Redsys (another payment platform owned by Spanish banking companies) to produce the System, host it, and certification the financial institutions. Redsys was an excellent option because it now had the integrations with the financial institutions, which created it simpler and faster to launch Bizum.
We chatted a few hrs; this short article would be the summary of that discussion, my analysis, and my ideas, which I'll explicitly indicate.
Gracias a sus cualidades antes explicadas, el tarot Bizum se está convirtiendo en la modalidad de tarot más consultada. Poder realizar el pago desde una aplicación móvil de confianza, sin tener que facilitar datos tan importantes como los números de la tarjeta o de una cuenta bancaria, hace que muchas personas lo prefieran a otros tipos de tarot.
Another attack to income (eighty% of all Bodily payments) and credit cards, along with a defensive transfer towards tech firms. In an short article, Fernando remarks that they're testing an answer which has a dynamic QR code to pay and obtain money.
Each individual team experienced workers from distinct banking companies. Many things had to be coordinated on Every single of them to launch the products. The board wound up selecting if And the way a thing was accomplished
But, to launch and announce the solution, Each individual one of several 27 banking companies needed to employ modifications inside their apps to integrate the new merchandise. That coordination will be the obstacle along with the accomplishment of Bizum.
Bizum is just not the initial effort and hard work of Spanish banking companies to provide another payment program. A few years ago, they attempted to advertise financial institution transfers on e-commerce, nevertheless it wasn't successful for the reason that users could cancel the transfer following the get was delivered.
SEPA (One Euro Payments Location) is really a payment-integration initiative of the European Union for simplification of bank transfers denominated in euro. It grew to become operational in 2008. We recognized the improve when our lender accounts began to Have a very prefix with a country code like ES91
Our dialogue reached another intriguing challenge, how to verify the implementations of dozens of apps are uniform. They resolve the issue by doing a technological certification and manufacturer checks with Each and every bank. click here "